Bank of America Card Application

The Bank of America My New Card application gets you instant decision results at The application process will only take about 5 minutes to complete and most applicants receive a decision immediately. To start the process you will need your Personal Secure Code and your Zip Code available. The Personal Secure Code can be found on your invitation promotional material that you received in the mail. If you are unable to locate this information you can call the BOA toll free number 1-800-932-2775 for assistance. is a secure site, and all the information you provide will remain private and secure. Once you have entered the portal you will be prompted to enter your secure code and zip code then press the “Continue” button to proceed. You will then be asked to provide personal information.

Information Requested

  1. Name
  2. Address
  3. Birth date
  4. Social Security Number
  5. Valid Email Address


Once you have completed the online application and agreed to the terms and conditions you will submit it for review. Applications will be judged based on your credit and if you have been pre-qualified you will have a higher rate of acceptance. In most instances you will receive a response immediately if not you will be notified via email or you will be mailed a decision withing 5 business days.