Wells Fargo Mortgage Gift

Wells Fargo has given home owners an opportunity to receive a free gift for choosing them for their mortgage needs, and choosing your gift is simple at mymortgagegift.com.  They value their customers and wish to reward them for their loyalty. To preview the gift choices available to you, you will need to have your coupon code. This code was either sent you in letter after you closed your new mortgage loan OR on a coupon that was given to you directly from your consultant.

To view your gift options you will need to enter the 10 digit coupon code or “SEEGIFT” code- this code is an alphanumeric code. This code is used to preview gift choices and cannot be used for gift redemption. In order to view the selection there are a few system requirements that are listed for you at MyMortgageGift, you will need a Windows operating system and a Browser of Internet Explorer of 6.0 or 7.0 to view items. You will also need to update your Java Script and be able to view PDF files.



 



mymortgagegift



 

Required Information



Once you visit MyMortgateGift.com you will be prompted to enter some information in order to choose a gift. You will need the following information to sign in.

  • 10 Digit Coupon Code
  • Last 6 Digits of your New Loan Number
  • 5-Digit Zip Code of your property
  • 10 Digit Alphanumeric Code

If you have any questions or concerns you can visit the FAQs page for a list of common questions asked or you are able to contact Wells Fargo directly concerning your Gift at 1-800-875-0190 during regular business hours. Business hours are on Central Time on Monday through Friday 7 am to 7 pm- excluding Holidays. If you wish to contact the Awards Headquarters via email, you can fill out form and leave a message. You will need to include:

  • Name on Loan
  • Last 6 Digits of Loan Number
  • Loan Property Zip Code
  • Primary Phone Number
  • Email Address

FAQ

Can you pay back a mortgage gift?

Can you pay back a mortgage gift? The answer is no. This is considered mortgage or loan fraud, which is a crime. It can also put your loan qualification at risk as all loans need to be factored into your debt-to-income ratio.

What is the Wells Fargo Mortgage thank you gift?

Current customers can receive the Wells Fargo Mortgage Thank You Gift approximately six weeks after closing on a new purchase or refinance loan secured by an eligible first mortgage or deed of trust with Wells Fargo Home Mortgage (“New Loan”), subject to qualification, approval, and closing.

What is a gift letter for a mortgage?

As it applies to your mortgage, a gift letter is a note from the donor that says you don't have to pay the money back. If you're using gift money as part or all of your down payment, you'll need the donor to write a gift letter to your mortgage company that makes it clear that the money is a gift and not a loan.

Can I be gifted money to buy a house?

Lenders generally won't allow you to use a cash gift from just anyone to buy a home. The money must come from a family member, such as a parent, grandparent or sibling. It's also generally acceptable to receive gifts from your spouse, domestic partner or significant other if you're engaged to be married.

How do you write a gift letter for a mortgage?

Gift letters should generally include the following:The donor's name, address, and phone number.The donor's relationship to you.The exact gifted amount.The date the gift amount was transferred.A statement that says the borrower doesn't owe the donor anything for the gift.The mortgaged property address.More items...•Apr 19, 2019www.policygenius.com › mortgages › what-is-a-gift-letter-for-a-mortgageWhat Is a Gift Letter for a Mortgage? - Policygeniuswww.policygenius.com › mortgages › what-is-a-gift-letter-for-a-mortgage

What is a gift letter for a mortgage?

As it applies to your mortgage, a gift letter is a note from the donor that says you don't have to pay the money back. If you're using gift money as part or all of your down payment, you'll need the donor to write a gift letter to your mortgage company that makes it clear that the money is a gift and not a loan.

Who can give a gift letter for mortgage?

In general, you can accept and deposit a monetary gift from anyone who is kind enough to give you one. If you intend to put these gifts toward your down payment or mortgage payments, the donors must be relatives, fiancés or domestic partners only.

What is the Wells Fargo Mortgage thank you gift?

Current customers can receive the Wells Fargo Mortgage Thank You Gift approximately six weeks after closing on a new purchase or refinance loan secured by an eligible first mortgage or deed of trust with Wells Fargo Home Mortgage (“New Loan”), subject to qualification, approval, and closing.

How do I request a payoff letter from Wells Fargo?

Please visit Dealertrack® or RouteOne® to obtain a payoff quote. Please call us at 1-800-289-8004 to obtain a payoff quote. Payoff quotes can be obtained for a Wells Fargo Auto loan. Please sign on to eServices and then select the Payoff Quote icon from Account Summary.

How do you write a gift letter to a bank?

Here's what your gift letter should include:The donor's name, address and phone number.The donor's relationship to the client.The dollar amount of the gift.The date the funds were transferred.A statement from the donor that no repayment is expected.The donor's signature.The address of the property being purchased.Mar 1, 2019www.quickenloans.com › blog › gift-money-down-paymentHow to Use Gift Money for Your Down Payment - ZING Blog by ...www.quickenloans.com › blog › gift-money-down-payment

What is a gift letter?

What Is a Gift Letter? A gift letter is written correspondence explicitly stating that money received from a friend or relative is a gift. Gift letters often come into play when a borrower has received assistance in making a down payment on a new home or other real estate property.

How do you write a gift letter for a mortgage?

Gift letters should generally include the following:The donor's name, address, and phone number.The donor's relationship to you.The exact gifted amount.The date the gift amount was transferred.A statement that says the borrower doesn't owe the donor anything for the gift.The mortgaged property address.More items...•Apr 19, 2019www.policygenius.com › mortgages › what-is-a-gift-letter-for-a-mortgageWhat Is a Gift Letter for a Mortgage? - Policygeniuswww.policygenius.com › mortgages › what-is-a-gift-letter-for-a-mortgage